TLC Plans:

Currently local governments and school systems may select from five self-insured plans. While the plans provide similar benefits, the amount the employee pays out of pocket differs by plan.

• Key Advantage With Expanded Benefits
• Key Advantage 250
• Key Advantage 500
• Key Advantage 1000
• High Deductible Health Plan

Employers with 15 to 99 eligible employees may offer any two plans

Employers with 100 or more eligible employees may offer two Key Advantage plans, the High Deductible Health Plan and / or a regional plan.

Regional Plans:

As of July 1, 2020, two fully-insured regional plans are offered.

• Kaiser Permanente HMO. The service area includes Northern Virginia, Washington, D.C., and parts of Maryland.
• Optima Health HMO. The service area includes Greater Hampton Roads region.