Currently local governments and school systems may select from four self-insured plans. Effective July 1 for plan year 2006-2007, five self-insured plans will be available. While the plans provide similar benefits, the amount the employee pays out of pocket differs by plan.

• Key Advantage With Expanded Benefits
• Key Advantage 200
• Key Advantage 300
• Key Advantage 500
• High Deductible Health Plan (Available July 1, 2006)

Employers with 25 or more employees may select any two plans for active employees. Employers with 100 or more employees may choose any three plans as long as one is the regional plan.

One fully-insured plan is offered in the Northern Virginia area only.

• Kaiser Permanente HMO
  The service area includes Northern Virginia, Washington, D.C., and parts of Maryland.