More than 60,000 employees, retirees and family members representing 335 local Virginia jurisdictions participate in the Commonwealth of Virginia’s The Local Choice (TLC) health benefits program. State government’s significant purchasing power reduces administrative costs, and shared claims experience offers financial protection for local government. Competitive trend estimates and value added benefits also enable The Local Choice to compete effectively in today’s health care marketplace. TLC offers financial stability through competitive rates, quality benefit plans and superior customer service.