Active and Early Retiree Benefits Summaries
Rates:
Self-funded plans are rated by group. See your Benefits Administrator or contact The Local Choice for more information.
Member Handbook and Inserts
2023 Key Advantage Member Handbook
2018 Key Advantage Member Handbook
Contact Information
Contact the Plan Administrators
Active and Early Retiree Benefits Summaries
Rates:
Self-funded plans are rated by group. See your Benefits Administrator or contact The Local Choice for more information.
Member Handbook and Inserts
2018 Key Advantage Member Handbook
Contact Information
Contact the Plan Administrators
Regional Plans Benefits Summaries
Regional Plans Benefits Summaries
As an employee, the health benefits available to you represent a significant component of your compensation package. They also provide important protection for you and your family in the case of illness or injury. Your plan offers a series of health coverage options. Choosing a health coverage option is an important decision. To help you make an informed choice, The Local Choice makes available a Summary of Benefits and Coverage (SBC) for each TLC plan. The SBC summarizes important information about any health coverage option in a standard format, to help you compare across options. See all SBCs below, as well as a glossary provided as part of the Affordable Care Act.
July 1, 2024 - June 30, 2025 Plan Year
October 1, 2024 - September 30, 2025 Plan Year
July 1, 2023 - June 30, 2024 Plan Year
October 1, 2023 - September 30, 2024 Plan Year
Key Advantage and High Deductible Health Plans
Medical Services:
Anthem Blue Cross and Blue Shield Member Services
1-800-552-2682
Web site: www.anthem.com/TLC
Prescription Drug Program:
Anthem Blue Cross and Blue Shield
Member Services: 1-800-552-2682
Web site: www.anthem.com/TLC
Behavioral Health and EAP:
Anthem Blue Cross and Blue Shield
Member Services: 1-800-552-2682
Web site: www.anthem.com/TLC
Anthem EAP: 1-855-223-9277
Web site: www.anthemeap.com
EAP Login: Commonwealth of Virginia
The Local Choice
Dental Program:
Delta Dental of Virginia
Member Services: 1-888-335-8296
Web site: https://deltadentalva.com/members/tlc.html
COBRA Administrator:
Inspira Financial (formerly PayFlex Systems USA)
Inspira Financial Health, Inc. for Commonwealth of Virginia
Benefits Billing Department
PO Box 953374
ST. Louis, MO - 63195-3374
888-678-7835 Toll Free Phone (TTY:711) Monday through Friday, 7:00 am to 7:00 pm Central Time.
Beneficiaries can access their account online at https://www.inspirafinancial.com/.
